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April 4, 2026 James Howes

Elite Assets for All: Private Equity for Retail via Rwa

Finance
Elite Assets for All: Private Equity for Retail via Rwa

If you’ve ever been handed a glossy pitch deck that glorifies Private Equity for Retail via RWA as the silver bullet that will instantly turn a struggling boutique into a

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April 3, 2026April 3, 2026 James Howes

High Yields for All: Exploring the World of Tokenized Private Credit

Finance
High Yields for All: Exploring the World of Tokenized Private Credit

I remember the hum of the hotel lobby’s air‑conditioning in Lisbon, the scent of roasted chestnuts drifting from a street stall, and the sudden ping

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March 20, 2026 James Howes

Save Your Margins: Finops for Multi-cloud Cost Control Guide

Finance
Save Your Margins: Finops for Multi-cloud Cost Control Guide

I still remember the night I was huddled on an airport lounge chair in Manila, my laptop humming like a restless engine, when a bright

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March 19, 2026April 8, 2026 James Howes

High Yields for All: Exploring the World of Tokenized Private Credit

Finance
High Yields for All: Exploring the World of Tokenized Private Credit

I was perched on the edge of a rickety tarmac seat at a tiny airstrip outside Tallinn when a fellow traveler—a former quant turned digital

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February 20, 2026 James Howes

Moving Liquidity: Mastering Cross-chain Interoperability in 2026

Finance
Moving Liquidity: Mastering Cross-chain Interoperability in 2026

As I sit here, sipping my coffee and reflecting on my travels, I’m reminded of the _misconceptions_ surrounding Cross-Chain Interoperability. It’s a term that’s often

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January 9, 2026 James Howes

The Hidden Tax: How Swipe Fees Drive Up the Price of Your Groceries

Finance
The Hidden Tax: How Swipe Fees Drive Up the Price of Your Groceries

As I sat in a quaint café in Tokyo, sipping matcha and planning my next adventure, I couldn’t help but think about the Mastercard vs

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January 2, 2026 James Howes

The Pro-rata Rule: the Hidden Trap in Your Backdoor Roth Strategy

Finance
The Pro-rata Rule: the Hidden Trap in Your Backdoor Roth Strategy

As I sat in a small café in Tokyo, sipping matcha and pouring over my retirement plans, I couldn’t help but think about the Pro

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December 12, 2025 James Howes

Falling Into the ‘donut Hole’: Understanding Medicare’s Weirdest Cost Gap

Finance
Falling Into the ‘donut Hole’: Understanding Medicare’s Weirdest Cost Gap

I still remember the look on my grandmother’s face when she hit the Medicare Donut Hole – it was like watching her navigate a labyrinth

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November 28, 2025January 6, 2026 James Howes

Make Your Kid a Millionaire: the Power of a Custodial Roth Ira

Finance
Make Your Kid a Millionaire: the Power of a Custodial Roth Ira

As I’ve navigated the complex world of financial planning for my own family, I’ve often found myself frustrated with the overly complicated advice surrounding Custodial

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August 14, 2025 James Howes

A Stress-free Guide on How to File Your Taxes for the First Time

Finance
A Stress-free Guide on How to File Your Taxes for the First Time

As I sat in my small café, sipping a warm coffee and reflecting on my own journey, I realized that filing taxes for the first

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